Lap Band Procedure Cost and Insurance Coverage

By Kate Jones


Many of us have a problem with extra body fat. Some of us have difficulties a lot more than others. If you are wanting to shed a few pounds, then a change in how you eat, along with getting in some light work-outs in many cases will likely do just fine.

However, if you are a great deal overweight, and have tried in every way to lose weight, but have always been unsuccessful, you might need to consider a weight loss procedure. There are actually some different forms of bariatric surgery but one of the very most well known methods these days is by using the insertion of a lap band. Of course the question many of us have is exactly how much will a lap band procedure cost.

Since this surgical treatment is fairly new, the price could be anywhere from about $12,000-$25,000 dependant upon what part of the country you are in. However, there are a few ways to lower the lap band procedure cost.

In a few cases the lap band procedure cost might not be covered by your insurance because it's considered to be an elective surgery, but most insurance companies will now cover a large portion of the cost. For example, if a person on Medicaid or Medicare were to meet the National Institute of Health's criteria of a BMI greater than 40 (or a BMI of at least 35 accompanied by health issues that are life threatening due to obesity), the insurance company could pay up to 80% of the costs. Many insurance companies use this criteria to determine your eligibility for this surgery.

Not only will this weight loss procedure save your life, it will save you money also. In a research project executed by the University of California, people after their lap band procedure realized an impressive $15,000 yearly in savings. With the money normally allocated to food, medication, diet programs and medical co-pays, this procedure has the ability to end up paying for itself in as little as one year.

When individuals become obese, the effects of that weight on their well being or their lifespan could be tragic. That is the reason why it is so crucial to try everything to reduce their weight in order to be healthy. However, if all those attempts become unproductive, then it might be time to consider a lap band procedure. After addressing this matter with your doctor, and talking about the lap band procedure cost, you will probably find that it is your most beneficial option.




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